Investment and Finance Blog

Mutual fund is a great investment option that can fetch you huge returns and is highly safe. If you have made up your mind to invest in a mutual fund, you may face an obstacle. How do you choose the best mutual funds to invest in India? This obstacle is often faced by the first time investor. This article details you the tips that can guide you to choose the ideal mutual fund that can fit your bill as well as promise better returns. Tip 1: Know the performance rank of the mutual fund Every mutual fund is analyzed on a daily basis and quarterly basis for its performance based on which the investors pool in to invest in the next quarter. In the list of top mutual funds, you should be able to see the top quartile comprising of highly performing schemes. You must go ahead with such schemes. Those schemes after 3rd quartile indicate the time to exit and you should always ignore them. Tip 2: Know the objective of your investment Many investors fail to get the desired ret...

Retirement is the age when your earing period comes to end, either willingly or by force. Not everyone opts to end their earning period, some prefer to work even after their retirement age or some resign their job even before. It is up to a person, as to what sort of retirement they want, but sure everyone looks for a safe and secure retirement without worrying about expenses and bills. As a retiree, everyone wants to keep their retirement fund away from any tax liability and get a regular income. But to build a retirement portfolio with a blend of fixed income and market linked investment is a big task for retirees. It is always better to plan your retirement in advance and invest carefully in various plans to have a safe, secure and fixed monthly income. Here are 5 best investment options for retirees, to have a better retired and no earning period in their life. These investment plans provide for regular monthly household expenses and build a retiree portfolio which is a p...